Smart Tips and Tricks for first time Construction Home Buyers

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If you're planning to buy a "new construction" home, expect that it is worlds apart from buying something used. But just the same, you need to set a budget and get financing prior to checking out choices.

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Here are five steps to help you make the right decisions:

Assessing the reality

New construction homes are very attractive because of their shiny new paint and floors and countertops. However, to become wise buyer, you have to ask yourself a few crucial questions before proceeding along with your plans. For example, how's the location? Will your day-to-day commute be a problem? Will your children be safe? Depending on your distinct circumstances, you need to research the practical side as objectively as you can. Get a good dryer vent box along with your house should be good also.

Doing Your Homework

When buying a house in a new subdivision, a buyer's agent can be be extremely helpful. First, this pro can tell a lot about the area; second, he is able to arrange home tours to suit your needs; and third, he can assist you through the closing process. Research neighbors while focusing on their suitability. Definitely, there is also to research builders.

Defining the fundamentals and the Perks

This step is important so you know what you can expect. Inquire about amenities and upgrades from a prospective builder. Check the features at of the various homes you're drawn to and examine them individually and in comparison with each other. Determine what you can get from the base price as well as what are considered extras or add-ons. If you have any doubts, observe them and then ask the builder. One mistake can cost you huge.

Getting a check mark and Warranty

Whenever you make a decision to purchase your house, base your contract on the final home inspection which should be done by a professional of your choosing. Never ever think that a brand new construction home is perfect. Needless to say, you have to secure yourself with warranties. All new construction homes are offered with an implied warranty guaranteeing that structural defects will be fixed by the builder. This warranty has to be good for a period (commonly a year) beginning on the date you move in, also it must indicate that most craftsmanship problems will likely be covered. Ideally, this warranty has to be supported by insurance.

Sealing the Deal

If you're a first-time buyer, enable your agent inform you about special funding programs which can be created for you. You should at least consider two mortgage providers and compare their offers. If you feel you need help from a lawyer, go ahead and, get some. Finally, never sign any documents if you aren't sure you know what it's for.

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